Skip to content
Spanish vocabulary for loans, mortgages, and interest rates visualisation

Spanish vocabulary for loans, mortgages, and interest rates

Navigate the World of Banking and Finance in Spanish: Spanish vocabulary for loans, mortgages, and interest rates
Learn with Comprenders App About Comprenders

Here is a comprehensive set of key Spanish vocabulary related to loans, mortgages, and interest rates:

  • Loan: el préstamo
  • Mortgage: la hipoteca
  • Interest rate: la tasa de interés
  • Fixed interest rate: tasa de interés fija
  • Variable interest rate: tasa de interés variable
  • Mixed interest rate: tasa de interés mixta
  • Annual percentage rate (APR) or Equivalent Annual Rate: Tasa Anual Equivalente (TAE)
  • Nominal interest rate: Tipo de Interés Nominal (TIN)
  • Monthly payment: cuota mensual
  • Down payment: pago inicial
  • Early repayment fee: comisión de amortización anticipada
  • Loan to Value (LTV): relación préstamo-valor (LTV)
  • Debt to Income (DTI): relación deuda-ingresos (DTI)
  • Mortgage term (duration): plazo de la hipoteca (en años)
  • Opening fee (mortgage origination fee): comisión de apertura
  • Property appraisal: tasación
  • Notary: notaría
  • Mortgage tax (Actos Jurídicos Documentados): AJD
  • Property Transfer Tax: Impuesto sobre Transmisiones Patrimoniales (ITP)
  • Bank branch: sucursal bancaria
  • Mortgage simulation (to compare offers): simulador de hipotecas
  • Euribor (Euro Interbank Offered Rate): Euribor (tasa interbancaria europea)

These terms cover the essential concepts and processes when dealing with loans and mortgages in Spanish-speaking countries, including forms of interest rates and associated fees.

References

Open the App About Comprenders