What documents are required for Italian property transactions
Immobilien- und Wohnvokabular auf Italienisch: Ihr Schlüssel zu erfolgreichen Gesprächen: What documents are required for Italian property transactions
For Italian property transactions, several key documents are required from both the buyer and the seller, and their verification is crucial to ensure a legal, smooth purchase.
Documents Required from the Buyer (especially foreigners):
- Valid passport, valid throughout the transaction period.
- Codice Fiscale (Italian Fiscal Code), mandatory for all legal and financial transactions.
- Italian bank account, necessary for payments and fees.
- Proof of the origin of funds, to comply with anti-money laundering regulations.
- Power of Attorney, if the buyer cannot be present for all transaction stages, notarized and officially translated into Italian.
Documents Required for the Property and from the Seller:
- Title deed (Atto di Provenienza or previous deeds), proving the seller’s ownership.
- Cadastral plans and data (Visura Catastale, Planimetria Catastale), verifying the property’s official dimensions and condition.
- Building permits and certificate of habitability (Permesso di Costruire, SCIA, Certificato di Agibilità), proving legal construction and habitability.
- Energy Performance Certificate (Attestato di Prestazione Energetica – APE).
- Documents about encumbrances and mortgages (Visura Ipotecaria), confirming no liens or restrictions.
- Certificate of paid municipal taxes and condominium fees.
- Utility receipts confirming no outstanding debts on services.
Role of Professionals:
- A lawyer (Advocato) reviews documents to protect buyer interests.
- A notary (Notaio) certifies the final contract and verifies documents.
- A surveyor or architect checks technical compliance and legality.
In summary, the successful transaction depends on a thorough check of all the above documents to ensure legality, absence of debts, and compliance with Italian regulations. 1, 2, 3